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Mortgage Financing

Working with a Licensed Mortgage Broker

Working with a licensed mortgage broker gives you a clear advantage in today’s competitive market. Brokers simplify the mortgage process, compare options across multiple lenders, and negotiate to secure terms that fit your financial goals. Their expertise saves you time, reduces stress, and increases your chances of securing the most favourable financing available.

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Allstream Mortgage by William Allaye-Chan delivers licensed broker services with Vancouver Mortgage Solutions & Mortgage Architects A Better Way.  With over 25 years experience in banking & finance, he has helped borrowers act decisively to achieve meaningful savings & avoid costly regrets. 

Mortgage for New Purchase, Refinance or Renewal

Get advice on interest rates trends and understand factors that affect Variable & Fixed interest rates to make better financial decisions.

Have more competitive offers with banks, credit unions & specialized lenders.

Interest Rate is important but mortgage Terms and Structure will provide options to save money.

Residential Construction Loans 

Building your dream home starts with the right team.

Choosing a trusted designer, architect, or builder is essential — and so is working with an Independent Mortgage Broker who can clearly explain your financing options from day one.

Allstream Mortgage sources tailored solutions to help move your project forward with confidence.

Annuity Income Mortgage

A Reverse Mortgage can be a practical way to supplement retirement income or support family needs.


It’s important to understand how this product works and its long‑term impact on your estate.

Borrowers receive coordinated guidance from Allstream Mortgage Advisor, Lender Specialists, and a Solicitor to ensure every decision is made with clarity and outcome is a solid plan.

Assessing whether this solution fits your overall financial strategy remains the top priority.

Book Your Free Consultation

Make clear, confident financial decisions with professional mortgage advice

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